Privacy Policy

Last Updated: 07.20.2026

Version: 1.0 Effective Date: [07.25.2026] Last Updated: [07.20.2026]

Document Purpose

This Privacy Policy explains how NaijaAssets collects, uses, discloses, and protects your personal information when you access or use the Platform. It applies to all Users of the Platform, including Students, Parents, Teachers, Affiliates, and other visitors.

Contact Information

Privacy Inquiries: legal@legal.naijaassets.com Primary Website: https://naijaassets.com

Definitions
Information We Collect
How We Collect Information
How We Use Information
Legal Bases for Processing
Information Sharing and Disclosure
Data Retention
Data Security
Your Rights and Choices
International Data Transfers
Children's Privacy
Changes to This Policy
Contact

1. Definitions

Capitalized terms used but not defined in this Privacy Policy have the meanings set forth in our Terms of Service.

"Personal Information" means any information relating to an identified or identifiable natural person, as defined under applicable privacy laws.

"Processing" means any operation performed on Personal Information, including collection, recording, organization, structuring, storage, adaptation, retrieval, use, disclosure, dissemination, or deletion.

"Service Providers" means third-party companies and individuals that process Personal Information on our behalf to facilitate or provide Services related to the Platform.

2. Information We Collect

2.1 Information You Provide

We collect Personal Information that you voluntarily provide when you:

Create an account or register for the Platform
Purchase a Subscription or make a payment
Complete your profile or account settings
Submit assignments, questions, comments, or other Content
Participate in scholarship applications, competitions, or rewards programs
Apply to become a Teacher or Affiliate
Communicate with us through support or feedback channels
Participate in surveys, promotions, or research
Interact with AI Features

This information may include:

Full name, username, and display name
Email address and contact details
Academic information, grade level, and educational interests
Payment information (processed by third-party payment processors)
Profile images or avatars
Communications and correspondence
Scholarship or competition application materials

2.2 Information Collected Automatically

When you access or use the Platform, we automatically collect certain information, including:

Device information (device type, operating system, browser type, IP address)
Usage data (pages visited, features used, time spent, interactions)
Learning progress, completion rates, and assessment results
AI Feature interactions and inputs
Performance data and error logs
Referring website or application
Cookies and similar tracking technologies (as described in our Cookie Policy)

2.3 Information from Third Parties

We may receive information from:

Payment processors (transaction confirmations, limited account details)
Authentication providers (OAuth providers, if integrated)
Analytics providers
School or enterprise partners (where applicable)
Affiliates and referral partners
Publicly available sources

3. How We Collect Information

We collect information through:

Direct interactions when you use the Platform
Automated technologies, including cookies and similar tracking
Third-party Service Providers acting on our behalf
Communications, including email and support interactions
APIs and integrations with third-party services

For detailed information about cookies and similar technologies, please see our Cookie Policy.

4. How We Use Information

We use Personal Information for the following purposes:

4.1 Providing the Platform

Creating and maintaining your account
Processing Subscriptions and payments
Delivering educational content and AI Features
Personalizing your learning experience
Enabling Teacher, Affiliate, and scholarship functionality
Providing customer support

4.2 Improving the Platform

Analyzing usage patterns and learning outcomes
Developing and improving AI Features
Conducting research and product development
Identifying and fixing technical issues
Training and improving moderation systems where lawful

4.3 Communications

Sending transactional communications (receipts, confirmations, updates)
Notifying you of changes to Subscriptions, terms, or policies
Sending promotional communications where permitted by law
Responding to your inquiries and support requests

4.4 Security and Compliance

Detecting, preventing, and addressing fraud, abuse, and unauthorized access
Enforcing our Terms of Service and Acceptable Use Policy
Complying with legal obligations and regulatory requirements
Protecting the rights, property, and safety of NaijaAssets, our Users, and others

4.5 AI Training and Improvement

We may use your interactions with AI Features to improve, train, and develop our AI models and systems, provided that such use complies with applicable privacy laws and any preferences you have expressed. Where required by law, we will obtain appropriate consent or provide opt-out mechanisms.

5. Legal Bases for Processing

We process Personal Information based on the following legal bases, as applicable:

Consent: Where you have given clear consent for us to process your Personal Information for a specific purpose
Contractual Necessity: Where processing is necessary to perform our obligations under the Terms of Service
Legitimate Interests: Where processing is necessary for our legitimate interests or those of a third party, provided those interests are not overridden by your rights and interests
Legal Obligation: Where processing is necessary to comply with a legal or regulatory obligation

6. Information Sharing and Disclosure

6.1 Service Providers

We share Personal Information with Service Providers who process data on our behalf, including:

Cloud infrastructure providers (hosting, storage, computing)
Payment processors (including Stripe and future providers)
Analytics providers
AI model providers and API services
Customer support platforms
Email and communication services

6.2 Teachers and Affiliates

Limited information may be shared with Teachers for educational purposes (such as student names and learning progress relevant to their classes) and with Affiliates for referral tracking purposes, subject to applicable law.

6.3 Legal Compliance

We may disclose Personal Information if required to do so by law, regulation, legal process, or governmental request, or where such disclosure is necessary to protect our rights, property, or safety, or the rights, property, or safety of others.

6.4 Corporate Transactions

In the event of a merger, acquisition, asset sale, corporate restructuring, financing, or similar transaction, Personal Information may be transferred as part of that transaction. We will notify you of any such transfer and any change in controlling entity.

6.5 Aggregated and De-Identified Data

We may share aggregated or de-identified data that cannot reasonably be used to identify you for analytics, research, marketing, or other business purposes.

6.6 No Sale of Personal Information

We do not sell your Personal Information to third parties. Where required by law, we will honor your rights regarding the sale or sharing of Personal Information.

7. Data Retention

We retain your Personal Information for as long as your account is active or as needed to provide the Services. We may retain certain information after account closure or termination to comply with legal obligations, resolve disputes, enforce agreements, and operate the Platform.

Retention periods are determined based on:

The nature of the information
The purposes for which it was collected
Legal and regulatory requirements
Statute of limitations considerations
Our legitimate business needs

8. Data Security

We implement appropriate technical and organizational measures to protect Personal Information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, audit logging, and regular security assessments.

No method of electronic storage or transmission is completely secure. We cannot guarantee absolute security of your Personal Information.

For more details, please see our Security Policy.

9. Your Rights and Choices

9.1 General Rights

Depending on your jurisdiction, you may have the right to:

Access the Personal Information we hold about you
Request correction of inaccurate or incomplete information
Request deletion of your Personal Information
Object to or restrict processing of your Personal Information
Request portability of your data to another service provider
Withdraw consent where processing is based on consent
Opt out of marketing communications

9.2 Exercising Your Rights

To exercise your rights, contact us at legal@legal.naijaassets.com. We will respond to your request within the timeframe required by applicable law. We may request additional information to verify your identity before processing your request.

9.3 Marketing Communications

You may opt out of promotional emails by following the unsubscribe instructions in those emails or by contacting us. Transactional communications (such as payment receipts and account notices) are not subject to opt-out.

9.4 Cookie Choices

For information about controlling cookies and similar tracking technologies, please see our Cookie Policy.

10. International Data Transfers

10.1 Global Operations

NaijaAssets operates globally. Your Personal Information may be transferred to, stored, and processed in countries other than your country of residence, including the United States, Nigeria, and other jurisdictions where we or our Service Providers maintain facilities.

10.2 Transfer Safeguards

Where we transfer Personal Information across international borders, we implement appropriate safeguards, including Standard Contractual Clauses, binding corporate rules, or equivalent mechanisms recognized under applicable law.

10.3 Consent to Transfer

By using the Platform, you acknowledge and agree to the transfer of your Personal Information to countries outside your country of residence, which may have different data protection laws than your jurisdiction.

11. Children's Privacy

11.1 Age Policy

The Platform is not intended for children under the age of 13 without parental consent. We do not knowingly collect Personal Information from children under 13 without verifiable parental consent.

11.2 Parental Rights

Parents and legal guardians have the right to review, delete, or refuse further collection of their child's Personal Information. Please see our Children's Privacy Notice and Parental Consent Policy for more information.

11.3 Minors Between 13 and 18

If you are between 13 and 18 years of age, you must have a parent or guardian review and accept these Terms and this Privacy Policy on your behalf.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes through the Platform, by email, or through other appropriate means. Your continued use of the Platform after such changes constitutes acceptance of the updated Privacy Policy.

Previous versions of this Privacy Policy may be requested by contacting us at legal@legal.naijaassets.com.

13. Contact

For questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: legal@legal.naijaassets.com Website: https://naijaassets.com