/* ============================================================
   NaijaAssets - Design System
   ============================================================
   Colors:   #FBF8E9 (bg) | #839C7C (brand) | #000000 (text)
   60/30/10 rule: 60% bg, 30% black/gray text, 10% green accents
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&display=swap');

:root {
  /* === Core tokens === */
  --bg: #FBF8E9;
  --brand: #839C7C;
  --brand-dark: #6B8265;
  --brand-light: #D4E0D0;
  --text: #000000;
  --text-secondary: #444444;
  --text-muted: #777777;
  --border: #E0DDD0;
  --surface: #FFFFFF;
  --surface-hover: #F5F2E3;
  --error: #D32F2F;
  --success: #2E7D32;

  /* === Typography === */
  --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --mono: 'SF Mono', 'Fira Code', 'Cascadia Code', monospace;

  /* === Sizing === */
  --max-w: 1200px;
  --max-w-narrow: 800px;
  --nav-h: 64px;

  /* === Spacing === */
  --space-xs: 4px;
  --space-sm: 8px;
  --space-md: 16px;
  --space-lg: 24px;
  --space-xl: 32px;
  --space-2xl: 48px;
  --space-3xl: 64px;
  --space-4xl: 96px;

  /* === Radii === */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-full: 999px;
}

/* ============================================================
   RESET
   ============================================================ */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
input, textarea, select { font-family: inherit; font-size: inherit; }

/* ============================================================
   CONTAINER
   ============================================================ */
.container { width: 100%; max-width: var(--max-w); margin: 0 auto; padding: 0 var(--space-lg); }
.container-narrow { max-width: var(--max-w-narrow); }

/* ============================================================
   TYPOGRAPHY
   ============================================================ */
h1, h2, h3, h4 {
  font-weight: 700;
  line-height: 1.25;
  letter-spacing: -0.02em;
  color: var(--text);
}

h1 { font-size: clamp(2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.5rem, 3.5vw, 2.5rem); }
h3 { font-size: clamp(1.25rem, 2.5vw, 1.75rem); }
h4 { font-size: clamp(1.1rem, 1.8vw, 1.35rem); }

p { color: var(--text-secondary); margin-bottom: var(--space-md); }
p:last-child { margin-bottom: 0; }

.section-title { margin-bottom: var(--space-md); }
.section-subtitle {
  font-size: 1.1rem;
  color: var(--text-secondary);
  max-width: 600px;
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  padding: 12px 24px;
  font-size: 0.9rem;
  font-weight: 600;
  border-radius: var(--radius-md);
  transition: all 0.2s ease;
  white-space: nowrap;
}

.btn-primary {
  background: var(--brand);
  color: #fff;
}
.btn-primary:hover {
  background: var(--brand-dark);
  transform: translateY(-1px);
}

.btn-secondary {
  background: transparent;
  color: var(--text);
  border: 1.5px solid var(--border);
}
.btn-secondary:hover {
  border-color: var(--brand);
  color: var(--brand);
}

.btn-ghost {
  color: var(--text-secondary);
  font-weight: 500;
}
.btn-ghost:hover { color: var(--brand); }

.btn-lg {
  padding: 14px 28px;
  font-size: 1rem;
}

.btn-block {
  display: flex;
  width: 100%;
  justify-content: center;
}

/* ============================================================
   HEADER / NAV
   ============================================================ */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  height: var(--nav-h);
  background: var(--bg);
  border-bottom: 1px solid var(--border);
  z-index: 100;
}

.header-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 var(--space-lg);
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  font-size: 1.4rem;
  font-weight: 700;
  letter-spacing: -0.03em;
  color: var(--text);
  flex-shrink: 0;
}

.nav-desktop {
  display: flex;
  align-items: center;
  gap: var(--space-lg);
}

.nav-desktop a {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-secondary);
  transition: color 0.2s;
  white-space: nowrap;
}
.nav-desktop a:hover { color: var(--brand); }

.nav-actions {
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.nav-login {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-secondary);
}
.nav-login:hover { color: var(--brand); }

/* Desktop-only actions (hidden on mobile) */
.nav-desktop-only { display: flex; align-items: center; gap: var(--space-md); }

/* Hamburger */
.menu-toggle {
  display: none;
  width: 40px;
  height: 40px;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: var(--text);
  border-radius: var(--radius-sm);
}
.menu-toggle:hover { background: var(--surface-hover); }

/* Mobile nav */
.mobile-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.4);
  z-index: 200;
  opacity: 0;
  visibility: hidden;
  transition: 0.3s ease;
}
.mobile-overlay.open { opacity: 1; visibility: visible; }

.mobile-panel {
  position: fixed;
  top: 0;
  right: -85%;
  width: 85%;
  max-width: 340px;
  height: 100vh;
  background: var(--bg);
  z-index: 201;
  padding: calc(var(--nav-h) + var(--space-lg)) var(--space-lg) var(--space-lg);
  transition: right 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  overflow-y: auto;
}
.mobile-panel.open { right: 0; }

.mobile-panel-close {
  position: absolute;
  top: 12px;
  right: 12px;
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: var(--text);
  border-radius: var(--radius-sm);
}

.mobile-nav-list {
  display: flex;
  flex-direction: column;
  gap: var(--space-xs);
  margin-bottom: var(--space-xl);
}

.mobile-nav-link {
  display: block;
  padding: 12px var(--space-md);
  font-size: 1rem;
  font-weight: 500;
  color: var(--text);
  border-radius: var(--radius-sm);
  transition: background 0.2s;
}
.mobile-nav-link:hover { background: var(--surface-hover); }

.mobile-nav-cta {
  display: flex;
  width: 100%;
  padding: 14px;
  justify-content: center;
  font-weight: 600;
  background: var(--brand);
  color: #fff;
  border-radius: var(--radius-md);
  margin-bottom: var(--space-md);
}

.mobile-socials {
  display: flex;
  gap: var(--space-md);
  padding-top: var(--space-lg);
  border-top: 1px solid var(--border);
}
.mobile-socials a {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--surface-hover);
  color: var(--text-secondary);
  font-size: 1.1rem;
  transition: 0.2s;
}
.mobile-socials a:hover { background: var(--brand-light); color: var(--brand-dark); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  padding: calc(var(--nav-h) + var(--space-4xl)) 0 var(--space-4xl);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.hero h1 { margin-bottom: var(--space-lg); }
.hero p {
  font-size: 1.15rem;
  max-width: 600px;
  margin: 0 auto var(--space-xl);
}

.hero-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-md);
  flex-wrap: wrap;
  margin-bottom: var(--space-lg);
}

.hero-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-muted);
  transition: color 0.2s;
}
.hero-link:hover { color: var(--brand); }
.hero-link svg { transition: transform 0.2s; }
.hero-link:hover svg { transform: translateX(3px); }

/* ============================================================
   SECTIONS (generic)
   ============================================================ */
.section { padding: var(--space-4xl) 0; }
.section-alt { background: var(--surface); }

.section-header {
  text-align: center;
  margin-bottom: var(--space-3xl);
}
.section-header p { margin: 0 auto; }

/* ============================================================
   GRID
   ============================================================ */
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: var(--space-xl); }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--space-xl); }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--space-xl); }

/* ============================================================
   CARDS
   ============================================================ */
.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
  transition: box-shadow 0.2s, transform 0.2s;
}
.card:hover {
  box-shadow: 0 4px 20px rgba(0,0,0,0.06);
  transform: translateY(-2px);
}

.card-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  background: var(--brand-light);
  color: var(--brand-dark);
  margin-bottom: var(--space-md);
  font-size: 1.25rem;
}

.card h3 { margin-bottom: var(--space-sm); }
.card p { font-size: 0.9rem; color: var(--text-secondary); }

/* ============================================================
   STEPS
   ============================================================ */
.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: var(--space-xl);
  counter-reset: step;
}

.step {
  text-align: center;
  padding: var(--space-xl) var(--space-lg);
}

.step-num {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--brand-light);
  color: var(--brand-dark);
  font-weight: 700;
  font-size: 1.1rem;
  margin: 0 auto var(--space-md);
}

.step h3 { margin-bottom: var(--space-sm); font-size: 1.1rem; }
.step p { font-size: 0.9rem; }

/* ============================================================
   PRICING
   ============================================================ */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-xl);
  align-items: start;
}

.pricing-card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
  position: relative;
}

.pricing-card.featured {
  border-color: var(--brand);
  box-shadow: 0 0 0 1px var(--brand);
  transform: scale(1.03);
}

.pricing-badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  padding: 4px 16px;
  font-size: 0.75rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  background: var(--brand);
  color: #fff;
  border-radius: var(--radius-full);
}

.pricing-name {
  font-size: 1.1rem;
  font-weight: 600;
  margin-bottom: var(--space-sm);
}

.pricing-price {
  font-size: 2rem;
  font-weight: 700;
  margin-bottom: var(--space-md);
  letter-spacing: -0.02em;
}
.pricing-price span {
  font-size: 0.9rem;
  font-weight: 400;
  color: var(--text-muted);
}

.pricing-features {
  list-style: none;
  margin-bottom: var(--space-xl);
}
.pricing-features li {
  padding: 6px 0;
  font-size: 0.9rem;
  color: var(--text-secondary);
  display: flex;
  align-items: flex-start;
  gap: var(--space-sm);
}
.pricing-features li::before {
  content: '';
  width: 6px;
  height: 6px;
  margin-top: 8px;
  flex-shrink: 0;
  background: var(--brand);
  border-radius: 50%;
}

/* ============================================================
   FAQ
   ============================================================ */
.faq-list { max-width: var(--max-w-narrow); margin: 0 auto; }

.faq-item {
  border-bottom: 1px solid var(--border);
}

.faq-q {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-lg) 0;
  font-size: 1rem;
  font-weight: 600;
  text-align: left;
  color: var(--text);
  gap: var(--space-md);
}
.faq-q:hover { color: var(--brand); }
.faq-q svg { flex-shrink: 0; transition: transform 0.2s; }
.faq-item.open .faq-q svg { transform: rotate(180deg); }

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease, padding 0.3s ease;
}
.faq-item.open .faq-a {
  max-height: 500px;
  padding-bottom: var(--space-lg);
}
.faq-a p {
  font-size: 0.9rem;
  color: var(--text-secondary);
}

/* ============================================================
   TESTIMONIALS / QUOTES
   ============================================================ */
.testimonial-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-xl);
}

.testimonial {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: var(--space-xl);
}

.testimonial-text {
  font-size: 0.95rem;
  color: var(--text-secondary);
  font-style: italic;
  margin-bottom: var(--space-md);
  line-height: 1.7;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: var(--space-md);
}

.testimonial-avatar {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--brand-light);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--brand-dark);
  font-weight: 600;
  font-size: 0.85rem;
}

.testimonial-name { font-weight: 600; font-size: 0.9rem; }
.testimonial-role { font-size: 0.8rem; color: var(--text-muted); }

/* ============================================================
   CTA BANNER
   ============================================================ */
.cta-banner {
  text-align: center;
  padding: var(--space-4xl) var(--space-lg);
  background: var(--brand);
  color: #fff;
}
.cta-banner h2 { color: #fff; }
.cta-banner p { color: rgba(255,255,255,0.9); }
.cta-banner .btn-primary { background: #fff; color: var(--brand-dark); }
.cta-banner .btn-primary:hover { background: var(--brand-light); }

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: var(--surface);
  border-top: 1px solid var(--border);
  padding: var(--space-3xl) 0 var(--space-xl);
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: var(--space-xl);
  margin-bottom: var(--space-2xl);
}

.footer-brand .logo { font-size: 1.2rem; display: block; margin-bottom: var(--space-md); }
.footer-brand p { font-size: 0.85rem; color: var(--text-muted); max-width: 300px; }

.footer h4 {
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  margin-bottom: var(--space-md);
}

.footer a {
  display: block;
  font-size: 0.85rem;
  color: var(--text-secondary);
  padding: 4px 0;
  transition: color 0.2s;
}
.footer a:hover { color: var(--brand); }

.footer-socials {
  display: flex;
  gap: var(--space-sm);
  margin-top: var(--space-md);
}
.footer-socials a {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--surface-hover);
  font-size: 0.9rem;
  padding: 0;
}
.footer-socials a:hover { background: var(--brand-light); color: var(--brand-dark); }

.footer-bottom {
  border-top: 1px solid var(--border);
  padding-top: var(--space-lg);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-md);
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* ============================================================
   FEATURES LIST (check-style)
   ============================================================ */
.feature-list { list-style: none; }
.feature-list li {
  display: flex;
  align-items: flex-start;
  gap: var(--space-md);
  padding: 8px 0;
  font-size: 0.95rem;
  color: var(--text-secondary);
}
.feature-list li svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  color: var(--brand);
  margin-top: 2px;
}

/* ============================================================
   CONTENT PAGE (generic prose)
   ============================================================ */
.content-page {
  padding: calc(var(--nav-h) + var(--space-3xl)) 0 var(--space-3xl);
}

.content-page h1 { margin-bottom: var(--space-lg); }
.content-page h2 {
  margin-top: var(--space-3xl);
  margin-bottom: var(--space-md);
  padding-bottom: var(--space-sm);
  border-bottom: 1px solid var(--border);
}
.content-page h3 {
  margin-top: var(--space-xl);
  margin-bottom: var(--space-sm);
}
.content-page p, .content-page li { font-size: 0.95rem; line-height: 1.7; }
.content-page ul, .content-page ol { padding-left: var(--space-xl); margin-bottom: var(--space-md); }
.content-page li { margin-bottom: var(--space-xs); }

/* ============================================================
   LEGAL LINKS
   ============================================================ */
.legal-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: var(--space-md);
}

.legal-link {
  display: flex;
  align-items: center;
  gap: var(--space-md);
  padding: var(--space-md) var(--space-lg);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  transition: 0.2s;
  font-weight: 500;
}
.legal-link:hover {
  border-color: var(--brand);
  color: var(--brand);
}

/* ============================================================
   MISC
   ============================================================ */
.text-center { text-align: center; }
.mt-2xl { margin-top: var(--space-2xl); }
.mb-xl { margin-bottom: var(--space-xl); }
.gap-lg { gap: var(--space-lg); }

/* Separator */
.separator {
  width: 2rem;
  height: 3px;
  background: var(--brand);
  margin: 0 auto var(--space-lg);
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 960px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  .nav-desktop { display: none; }
  .nav-desktop-only { display: none; }
  .menu-toggle { display: flex; }
  .nav-actions { gap: 0; }

  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }

  .pricing-card.featured { transform: none; }

  .hero { padding: calc(var(--nav-h) + var(--space-2xl)) 0 var(--space-2xl); }
  .hero p { font-size: 1rem; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions .btn { justify-content: center; }

  .section { padding: var(--space-2xl) 0; }

  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
  .footer-grid { grid-template-columns: 1fr; }
  .container { padding: 0 var(--space-md); }
}

/* ============================================================
   FOCUS / ACCESSIBILITY
   ============================================================ */
a:focus-visible, button:focus-visible, input:focus-visible, textarea:focus-visible, select:focus-visible {
  outline: 2px solid var(--brand);
  outline-offset: 2px;
}

/* Skip link */
.skip-link {
  position: absolute;
  top: -100%;
  left: var(--space-md);
  padding: var(--space-sm) var(--space-md);
  background: var(--brand);
  color: #fff;
  border-radius: var(--radius-sm);
  z-index: 300;
  font-weight: 600;
}
.skip-link:focus { top: var(--space-sm); }

/* ============================================================
   LOGO
   ============================================================ */
.logo-img {
  display: block;
  height: 32px;
  width: auto;
}
/* Use on dark/colored backgrounds where the standard logo loses contrast */
.logo-img-inverted {
  display: block;
  height: 32px;
  width: auto;
  filter: brightness(0) invert(1);
}

/* ============================================================
   HERO - cover image background
   ============================================================ */
.hero-cover {
  position: relative;
  padding: calc(var(--nav-h) + var(--space-4xl)) 0 var(--space-4xl);
  text-align: center;
  overflow: hidden;
  min-height: 600px;
  display: flex;
  align-items: center;
}
.hero-cover-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.hero-cover-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.hero-cover-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(0,0,0,0.55);
  backdrop-filter: blur(3px);
  -webkit-backdrop-filter: blur(3px);
}
.hero-cover .container {
  position: relative;
  z-index: 1;
}
.hero-cover h1 { color: #fff; }
.hero-cover p { color: rgba(255,255,255,0.9); }
.hero-cover .btn-secondary {
  border-color: rgba(255,255,255,0.3);
  color: #fff;
}
.hero-cover .btn-secondary:hover {
  border-color: #fff;
  background: rgba(255,255,255,0.1);
}
.hero-cover .hero-link { color: rgba(255,255,255,0.7); }
.hero-cover .hero-link:hover { color: #fff; }

/* ============================================================
   COMING SOON PAGE
   ============================================================ */
.coming-soon {
  text-align: center;
  padding: calc(var(--nav-h) + var(--space-4xl)) 0 var(--space-4xl);
  min-height: 80vh;
  display: flex;
  align-items: center;
}
.coming-soon-icon {
  font-size: 3rem;
  color: var(--brand);
  margin-bottom: var(--space-lg);
}
.coming-soon h1 { margin-bottom: var(--space-md); }
.coming-soon p { max-width: 500px; margin: 0 auto var(--space-xl); font-size: 1.05rem; }
.feature-preview-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: var(--space-md);
  margin-top: var(--space-xl);
}
.feature-preview-item {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: var(--space-lg);
  text-align: center;
}
.feature-preview-item i {
  font-size: 1.5rem;
  color: var(--brand);
  margin-bottom: var(--space-sm);
}
.feature-preview-item h4 { font-size: 0.95rem; margin-bottom: var(--space-xs); }
.feature-preview-item p { font-size: 0.8rem; margin: 0; }

/* ============================================================
   LEGAL DOCUMENT PAGES
   ============================================================ */
.legal-doc {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: var(--space-xl);
  align-items: start;
}
.legal-toc {
  position: sticky;
  top: calc(var(--nav-h) + var(--space-lg));
  max-height: calc(100vh - var(--nav-h) - var(--space-2xl));
  overflow-y: auto;
  padding: var(--space-lg);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
}
.legal-toc h4 {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--text-muted);
  margin-bottom: var(--space-md);
}
.legal-toc a {
  display: block;
  padding: 5px 0;
  font-size: 0.85rem;
  color: var(--text-secondary);
  border-bottom: 1px solid var(--border);
  transition: color 0.2s;
}
.legal-toc a:last-child { border-bottom: none; }
.legal-toc a:hover { color: var(--brand); }
.legal-toc a.active { color: var(--brand); font-weight: 600; }

.legal-body h1 { font-size: 1.75rem; margin-bottom: var(--space-sm); }
.legal-body .last-updated {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: var(--space-xl);
}
.legal-body h2 {
  font-size: 1.25rem;
  margin: var(--space-2xl) 0 var(--space-md);
  padding-bottom: var(--space-sm);
  border-bottom: 1px solid var(--border);
}
.legal-body h3 {
  font-size: 1.05rem;
  margin: var(--space-xl) 0 var(--space-sm);
}
.legal-body p, .legal-body li {
  font-size: 0.92rem;
  line-height: 1.8;
  color: var(--text-secondary);
}
.legal-body ul, .legal-body ol {
  padding-left: var(--space-xl);
  margin-bottom: var(--space-md);
}
.legal-body li { margin-bottom: var(--space-xs); }
.legal-body strong { color: var(--text); }
.legal-body hr { border: none; border-top: 1px solid var(--border); margin: var(--space-xl) 0; }
.legal-body code {
  font-family: 'SF Mono', 'Fira Code', monospace;
  font-size: 0.85em;
  background: var(--surface-hover);
  padding: 2px 6px;
  border-radius: var(--radius-sm);
}
.legal-body pre {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: var(--space-md);
  overflow-x: auto;
  margin-bottom: var(--space-md);
}
.legal-body pre code { background: none; padding: 0; }
.legal-body blockquote {
  border-left: 3px solid var(--brand);
  padding: var(--space-sm) var(--space-md);
  margin: var(--space-md) 0;
  background: var(--brand-light);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}

@media (max-width: 768px) {
  .legal-doc { grid-template-columns: 1fr; }
  .legal-toc {
    position: static;
    max-height: none;
    margin-bottom: var(--space-lg);
  }
}

/* ============================================================
   MONEY / BUDGET BADGE
   ============================================================ */
.budget-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-sm);
  padding: 8px 16px;
  background: var(--brand-light);
  color: var(--brand-dark);
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 600;
}
.budget-badge i { font-size: 0.9rem; }

/* ============================================================
   DYNAMIC PRICING
   ============================================================ */
.price-amount {
  font-size: 2rem;
  font-weight: 700;
  letter-spacing: -0.02em;
}
.price-currency {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-muted);
  vertical-align: super;
}
.price-period {
  font-size: 0.9rem;
  font-weight: 400;
  color: var(--text-muted);
}
.price-annual-note {
  font-size: 0.8rem;
  color: var(--brand);
  font-weight: 500;
  margin-top: var(--space-xs);
}

/* ============================================================
   GROWTH SECTION
   ============================================================ */
.growth-stats {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--space-lg);
  margin: var(--space-xl) 0;
}
.growth-stat {
  text-align: center;
  padding: var(--space-lg);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
}
.growth-stat i {
  font-size: 1.5rem;
  color: var(--brand);
  margin-bottom: var(--space-sm);
}
.growth-stat-num {
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--text);
}
.growth-stat-label {
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* ============================================================
   APPLICATION FORM
   ============================================================ */
.application-form {
  max-width: 600px;
  margin: 0 auto;
}
.application-form .form-group {
  margin-bottom: var(--space-lg);
}
.application-form label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: var(--space-xs);
}
.application-form input,
.application-form select,
.application-form textarea {
  width: 100%;
  padding: 10px 14px;
  font-size: 0.9rem;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-md);
  background: var(--bg);
  color: var(--text);
  transition: border-color 0.2s;
}
.application-form input:focus,
.application-form select:focus,
.application-form textarea:focus {
  outline: none;
  border-color: var(--brand);
}
.application-form textarea {
  min-height: 120px;
  resize: vertical;
}
.application-form .form-error {
  font-size: 0.8rem;
  color: var(--error);
  margin-top: var(--space-xs);
  display: none;
}
.application-form .form-error.visible { display: block; }
.application-form .form-success {
  text-align: center;
  padding: var(--space-2xl);
  display: none;
}
.application-form .form-success.visible { display: block; }
.application-form .form-success i {
  font-size: 2.5rem;
  color: var(--success);
  margin-bottom: var(--space-md);
}
.form-status {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-top: var(--space-sm);
  text-align: center;
}
.form-status.error { color: var(--error); }
.form-status.success { color: var(--success); }

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}